Of course if you have a straightforward mortgage situation – all the better. He’ll go over your options and help you figure out what the best options are for your unique situation. In addition to 15 years experience as a mortgage broker, he went above and beyond and did underwriting for a year. If you want to know whether your loan will get accepted or denied, check with Rick.

Go to him for refinancing. Go to him when you want to buy a home or an investment. Rates are at the lowest point ever, so make a move.

Come to me, CrazyViv when you want to buy or sell your home.

Here’s how to contact Rich:
Richard Riano, NMLS 71769
AES Lending – A Division of Mid America Mortgage
1512 E Franklin Street, Suite 105, Chapel Hill NC 27514
Direct 919-439-9862 | E Fax 919-869-2263

Durham is filled with great houses that have renovations started but not finished and the houses are now for sale. So you want to take out a wall to open up the face, finish the floors with hardwood, kitchen needs work, bathroom needs work, might need new HVAC or lighting, electrical or plumbing. Maybe you could do the whole thing for $30,000 to $50,000 and you will have a fabulous house. But – how do you get the money?

One way is to work with a local bank that is invested in the community. They will make a loan and hold it themselves – in other words, they won’t sell it to a secondary market. They’re going to want an appraisal to the house as is and what the house will value when the renovations are completed. They will often loan up to 80% of the total cost of the project. If you’ve got a hamburger priced house that you can turn into steak, contact me. I work with several banks that would be interested in talking to you.

Give me a call. Let’s find you a house you can turn into a home!

PS Take a look at this home in Durham just waiting for your loving care!